How to increase credit card limit ICICI

Now you are reading this blog post, that means you already have an ICICI credit card. If your credit card limit is not enough for you and you don’t want to have multiple credit cards, then you should know “How to increase credit card limit ICICI”.

We will discuss all the possible methods to increase ICICI credit card limit. So read the blog till the end and increase your credit limit smoothly.

How to increase credit card limit ICICI

ICICI credit card limit can be increased in four different methods. Only one method is enough for you to increase your credit card limit. All four methods are

• By using SMS
• Through iMobile App
• Through Internet Banking
• By calling Customer care

By Using SMS

All of us are very acquainted with SMS. So this is the easiest way to increase ICICI credit card limit.

Open your phone’s ‘messages‘ app.

Type SMS CRLIM<Last 4 digits of your ICICI credit card>

Send this text to number 5676766.

You will get a message about the initiation of your credit limit increase. Within 30 minutes your credit limit will be increased to the maximum eligible credit limit.

Through iMobile App

If you want to increase your credit limit by using iMobile app, then follow these steps.

First, download and install iMobile Pay App from the play store. This app is the ICICI bank’s official mobile banking application. So this is secure to use.

If you are using iMobile app for the first time, then register your account and log in. Click on the credit card section.

If you have multiple credit cards on your list, then select your specific credit card, in which you want to increase your credit limit. Then go to the “Manage card” option.

There will be many options under “More options”. On the 2nd line, you will get an option “Manage Credit limit”. Click on this option.

Now you can see your existing credit limit and your maximum eligible credit limit. Select your required credit limit and click on submit button. Your desired credit limit should be lower than or equal to the maximum eligible credit limit.

Your credit limit will be increased instantly and you will get a confirmation message from ICICI bank also.

Through Internet Banking

This method is exactly the same as iMobile Pay App method. If you are using internet banking for transactions, then this method will be easy for you. Simply sign in to the ICICI internet banking.

Go to “My Account Section” and select the “Credit card” option.

Then click on “Manage credit limit” and Go.

Like iMobile Pay App, here also you can see your existing credit limit and maximum credit limit which you can avail. Select your required credit limit. you can also choose the whole available credit limit.

An OTP will be sent to your registered mobile number, enter the OTP correctly and click on “Submit” button.

You will receive a confirmation message and your ICICI credit limit will be increased instantly.

By calling Customer care

You can take the help of customer care to increase your ICICI credit limit. Call the ICICI customer care on 1860 120 7777.

The customer care executive will assist you to increase your ICICI credit limit. They will ask you to email your relevant document such as ITR (Income tax return).

Within 1 day, you will get notified if you are eligible or not.

If your income has been increased, then your credit limit will be increased surely.

On which factor, you should focus to increase your credit limit ICICI

When you get your credit card first time, it comes with a pre-credit limit. Credit limit means the maximum credit limit which you can spend. It depends on your credit score. If you have a zero credit score then you will get a very low amount of credit limit. So in the future, you will want to increase your credit limit. For that, you have to boost your credit score.

How to boost credit score

If you are paying your credit card bill dues on time, then your credit score will be boosted. If you are paying the minimum bill only and carrying forward your dues for the next month, then it will affect your credit score negatively. Paying dues on time increases your trustworthiness with the credit card bank. So you will be eligible for increasing your credit card limit easily.