Inside look

Inside look

Inside look

Inside look

This is how credit card EMI works.

Credit card allows us to make repayments in installment.

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You can choose credit card payment to upfront or in EMI.

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Monthly EMI depends on rate of interest charged by bank, repayment time period, down payment, etc.

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Credit card payment is considered as loan from cash issuer bank.

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Converting your bill to EMI charges a processing fee. In offer season, banks waives off processing charges also.

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In many banks, foreclosing charge is also applied. So check before foreclosing your amount..

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Before converting your bill to EMI consider interest and EMI processing fee.

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IGST is also applied to the interest of the monthly EMI.

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For more article on Credit card visit Odishaloan.com

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